Specialty Finance Lending
Specialty Finance Investment Strategy
Within our specialty finance practice, we focus on self-amortizing, asset-backed credit facilities to non-bank lenders in a diverse range of consumer and commercial niches that are underserved by traditional capital markets; additionally, and depending on market conditions, we will opportunistically pursue acquisitions of attractively priced NPL portfolios and forward flow arrangements.
First lender to diverse range of growing specialty finance companies
Revere’s lower middle-market specialty finance strategy pursues opportunities to serve as the first institutional lender to growing non-bank finance companies operating in a diverse range of niches that are underserved by the traditional capital markets, including (but not limited to) consumer and small business lending, media finance, litigation finance, and vehicle finance.
Data-driven investment approach prioritizing structure and diversification
We seek lending opportunities in which we can analyze robust historical data sets to determine creditworthiness and implement sophisticated structural controls to ensure that our capital is protected against identified risks. While the underlying assets of specialty finance companies are typically well-diversified, Revere also diversifies our specialty finance portfolio across credit profile, geographic exposure and end-markets, thus providing double-layered diversification for our investors.
Experienced and sophisticated team
We believe accessing the risk-adjusted returns available through specialty finance investments entails a substantial amount of structural and operational complexity that requires a sophisticated approach to underwriting and asset management. The Revere specialty finance team benefits from over 80 years of combined experience dedicated to operating and investing in specialty finance companies.
Consumer Interests
Auto loans, consumer leases and lease-to-own properties, manufactured housing, retail POS financing, investment loans, and home improvement loans.
Commercial Interests
Aircraft and aircraft engine leases, equipment finance and leasing, factoring, municipal and government receivables, shipping/container, and rail.
Insurance-Backed Interests
Pre-settlement litigation advances, vehicle service contracts, and structural settlements.
Investment Criteria
- Target Geographies: U.S. and Canada
- Investment Size: $10 million to $50 million
- Target Return Profile: 12%-15% Net IRR
Learn More About Specialty Finance at Revere Capital
Revere seeks to achieve stable risk-adjusted returns for our investors through a class-leading direct origination platform and bottom-up underwriting focused on risk mitigation.